Scott McMahon v. LVNV Funding, LLC
Court of Appeals for the Seventh Circuit
1Opinion of the Court
WOOD, Chief Judge.
The underlying question presented by these two appeals, which we have consolidated for purposes of an opinion, relates to the circumstances under which a dunning letter for a time-barred debt could mislead an unsophisticated consumer to believe that the debt is enforceable in court, and thereby violate the Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. § 1692 et seq. After oral argument in these cases, we held that efforts to collect time-barred debts can violate the statute. See Phillips v. Asset Acceptance, LLC, 736 F.3d 1076, 1079 (7th Cir.2013). In Delgado, we…
2Cases cited23 opinions
- Skidmore v. Swift & Co.Supreme Court of the United States · 1944
- United States Parole Commission v. GeraghtySupreme Court of the United States · 1980
- Genesis HealthCare Corp. v. SymczykSupreme Court of the United States · 2013
- Deposit Guaranty National Bank v. RoperSupreme Court of the United States · 1980
- Stephen P. Turner v. J.V.D.B. & Associates, Inc., an Illinois CorporationCourt of Appeals for the Seventh Circuit · 2003
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- Roxanne Daugherty v. Convergent Outsourcing, Inc.Court of Appeals for the Fifth Circuit · 2016
- Michael Kaiser v. Cascade Capital, LLCCourt of Appeals for the Ninth Circuit · 2021
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