State Farm Mutual Automobile Insurance Co. v. Dowdy

OPINION

MATTHEWS, Justice.

Additional per-person limits in an un-derinsured motorist policy are available to persons who are injured "in the same accident" as another person. The question in this case is whether this language encompasses parents who suffered severe emotional distress-including physical manifestations-upon viewing their daughter's body in the hospital after an automobile accident. We hold that it does not because "injury in the same accident" cannot be reasonably construed to refer to injuries that result from viewing a dead or injured person away from an accident scene.

FACTS 1

As…