Union Central Life Ins. v. Spinks
Court of Appeals of Kentucky
Case 34 — Action by Harry C. Spinks Against the Union Central Life Insurance Company on a Policy on ti-ie Life of Charles Spinks, Deceased. APPEAL FROM CAMPBELL CIRCUIT COURT-JOHN T. HODGE, CIRCUIT JUDGE. Judgment for Plaintiff and Defendant Appeals. POINTS AND AUTHORITIES. 1. The insurance terminated without action on the part of the company upon .Spinks’ failure-to pay his note at maturity.
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Case 34 — Action by Harry C. Spinks Against the Union Central Life Insurance Company on a Policy on ti-ie Life of Charles Spinks, Deceased. APPEAL FROM CAMPBELL CIRCUIT COURT-JOHN T. HODGE, CIRCUIT JUDGE. Judgment for Plaintiff and Defendant Appeals. POINTS AND AUTHORITIES. 1. The insurance terminated without action on the part of the company upon .Spinks’ failure-to pay his note at maturity. Insurance Co. v. Duvall, 46 S. W., 518; Insurance Co. v. Moreland, 46 S. W., 516; Crutchfield v. Insurance Co., 67 S. W., 67. 2. The agent’s attempt to collect after maturity wasi not effective to…
1Opinion of the Court
Opinion of the court by
JUDGE O’REAR
Reversing.
This suit’was upon a ten-year term life policy, issued by *264appellant upon the life of Charles Spinks for $10,000. The policy was issued February 1, 1894. The annual premium was $396.80. The policy contained the following provisions:
“All premiums or notes, or interest upon notes, given the company for premiums, shall be paid on or before the days upon which they become due.” etc.
“Upon the violation of any of the foregoing conditions this policy shall be null and void, without action on the part of the company, or notice to the insured or…
2Cases cited35 opinions
- Riddlesbarger v. Hartford InsuranceSupreme Court of the United States · 1869
- People v. . HawkinsNew York Court of Appeals · 1898
- Aetna Life Insurance v. MilwardCourt of Appeals of Kentucky · 1904
- City of Louisville v. KuntzCourt of Appeals of Kentucky · 1898
- Montgomery v. Phoenix Mutual Life InsuranceCourt of Appeals of Kentucky · 1878
30 more not listed; retrieve them via the Exa API.
3Cited by36 opinions
- Parchen v. ChessmanMontana Supreme Court · 1914
- Eversole v. EversoleCourt of Appeals of Kentucky · 1916
- Tebbets v. Fidelity and Casualty Co.California Supreme Court · 1909
- Galliher v. State Mutual Life Ins.Supreme Court of Alabama · 1907
- Ballard County Bank's Assignee v. U. S. Fidelity & Guaranty Co.Court of Appeals of Kentucky · 1912
31 more not listed; retrieve them via the Exa API.