Washington Fire Insurance v. Davison
Court of Appeals of Maryland
Appeal from the Superior Court of Baltimore City. The Policy of Insurance on which this suit was brought, was issued on the 16th of June, 1866, by reason of a verbal application made by Davison, one of the appellees, to the appellant. The fire took place on the 27th of January, 1867. A similar insurance was effected in the Maryland Insurance Company by the appellant, for its own convenience, and without the request of the appellees.
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Appeal from the Superior Court of Baltimore City. The Policy of Insurance on which this suit was brought, was issued on the 16th of June, 1866, by reason of a verbal application made by Davison, one of the appellees, to the appellant. The fire took place on the 27th of January, 1867. A similar insurance was effected in the Maryland Insurance Company by the appellant, for its own convenience, and without the request of the appellees. As first prepared the two policies contained a clause of insurance on $3,600 on stock, and $ 226 on machinery, including chemical apparatus contained in the…
1Opinion of the CourtMiller, J.
This suit was brought by the appellees to recover for a loss by fire on their Sulphuric Acid Manufactory, stock, machinery and chemical apparatus connected therewith, situated on Fort avenue near Baltimore. In the policy sued on, after risks on two other buildings, the subject matter destroyed and for which recovery is sought is thus described:
“ $ 3,500 on a two story brick and frame building used as a Sulphuric Acid Manufactory, about 500 feet south of the first named building; $3,500 on stock, and $225 on machinery including chemical apparatus contained in and out of the factory building…
2Cases cited2 opinions
- Carpenter v. Providence Washington InsuranceSupreme Court of the United States · 1842
- Cooke v. CurtisCourt of Appeals of Maryland · 1823
3Cited by21 opinions
- Midgett v. StateCourt of Appeals of Maryland · 1981
- Truck Insurance Exchange v. Marks Rentals, Inc.Court of Appeals of Maryland · 1980
- Bloomer v. StateCourt of Appeals of Maryland · 1878
- Lanasa v. StateCourt of Appeals of Maryland · 1909
- McAleer v. HorseyCourt of Appeals of Maryland · 1872
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