State Farm Mutual Automobile Insurance v. Jones

The sole issue presented in this appeal is whether, at the time of the accident, an insured was operating a vehicle furnished for his “regular use” within the meaning of his personal automobile insurance policy.

Paul Jones was a route salesman for Southern Vending Company in Richmond. Southern Vending furnished Jones a 1978 Ford van which he used daily in his job. Jones was allowed to use the van for personal purposes if he obtained special permission. On April 30, 1984, Jones suffered injuries in an automobile accident while making deliveries in the Southern Vending van. Jones initially…