Legal Opinion

Fabian Huizar v. Horizon Bank

District Court, N.D. Indiana

Decided December 17, 2025No. 4:22-cv-00060Unknown

1Opinion

UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF INDIANA HAMMOND DIVISION AT LAFAYETTE FABIAN HUIZAR, ) ) Plaintiff, ) ) v. ) Case No. 4:22-CV-60-PPS ) HORIZON BANK, ) ) Defendant. ) OPINION AND ORDER Fabian Huizar purchased an SUV using a loan obtained from Horizon Bank. Huizar eventually fell behind on his car payments, so Horizon repossessed his SUV. But a state court judge found Horizon botched the repossession, which resulted in Huizar obtaining a judgment absolving him of any responsibility to pay his delinquent car bill. Put plainly, once the state court litigation wrapped up, Huizar…

2Cases cited15 opinions

  1. United States v. James C. DunkelCourt of Appeals for the Seventh Circuit · 1991
  2. Safeco Insurance Co. of America v. BurrSupreme Court of the United States · 2007
  3. Springer v. DurflingerCourt of Appeals for the Seventh Circuit · 2008
  4. Gorman v. Wolpoff & Abramson, LLPCourt of Appeals for the Ninth Circuit · 2009
  5. Dirk Westra v. Credit Control of PinellasCourt of Appeals for the Seventh Circuit · 2005

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