Rebecca Floyd-Tunnell v. Shelter Mutual Insurance Company

SUPREME COURT OF MISSOURI en banc REBECCA FLOYD-TUNNELL, ET AL., ) ) Appellants, ) ) v. ) No. SC93904 ) SHELTER MUTUAL INSURANCE COMPANY, ) ) Respondent. ) ) APPEAL FROM THE CIRCUIT COURT OF JACKSON COUNTY The Honorable W. Brent Powell, Judge Opinion issued July 29, 2014 The widow of a man killed in an automobile accident sued the automobile liability insurance carrier seeking uninsured motorist (“UM”) coverage for her husband’s wrongful death. The trial court held that the insurer’s liability was limited by an “owned- vehicle” partial exclusion in the couple’s policies, which limited…