Allstate Insurance Company and Allstate Texas Lloyd's v. John Hunter and Wife, Carmen Hunter

COURT OF APPEALS

SECOND DISTRICT OF TEXAS

FORT WORTH

NO. 2-07-027-CV

ALLSTATE INSURANCE COMPANY APPELLANTS

AND ALLSTATE TEXAS LLOYD’S

V

JOHN HUNTER AND WIFE, APPELLEES

CARMEN HUNTER

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FROM THE 48TH DISTRICT COURT OF TARRANT COUNTY

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OPINION

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I. Introduction

The primary issue we address in this appeal is whether the trial court correctly charged the jury on the manifestation trigger of coverage theory applicable to a first-party claim under a homeowner’s insurance policy. Because we hold that charge error exists and because the evidence, measured against the requested…