Hammers v. Farm Bureau Town & Country Insurance Co.

GARY M. GAERTNER, Presiding Judge.

In this civil action, the court is presented with the question of whether an insurance company, which provided coverage to an incompetent driver, was civilly liable for injuries sustained by a third person as a result of the insured’s negligent operation of a motor vehicle. We conclude that no such liability exists and affirm the trial court’s judgment of dismissal.

In her petition, the plaintiff, Charlotte Hammers, alleges the following facts which, for purposes of reviewing the lower court’s ruling, we must accept as true. Parker v. Sherman, 456 S.W.2d 577,…