Anderson v. Nextel Partners, Inc.

HECHT, Justice.

A consumer lost her cellular telephone and cancelled the contract with the company that provided her phone service. When the provider sued the customer to collect early termination fees, the customer claimed the collection action violated the Iowa Consumer Credit Code (ICCC). The district court concluded the customer’s subscriber agreement did not result in an extension of credit under the ICCC. We agree, and therefore affirm the district court’s ruling.

I. Background Facts and Proceedings.

In December 2002, Tobie Anderson purchased two cell phones from and entered into a cell…