Harold C. Riethman Vicki A. Hagel v. Isobel Berry David Culp Berry and Culp (A/k/a Berry and Culp, p.c.)

OPINION OF THE COURT

SLOVITER, Circuit Judge.

The issue presented in this case is a novel one for this court: whether the defendant lawyers are “creditors” under the Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691 et seq., and the Truth in Lending Act (TILA), 15 U.S.C. § 1601 et seq., who were therefore obliged to follow the requirements of those statutes in their dealings with their clients, the plaintiffs in this case. The District Court decided they were not covered by those statutes. Plaintiffs Harold C. Riethman and his wife Vicki A. Hagel appeal the District Court’s order granting…