Niagara Ferry & Transportation Co. v. Eagle Star & British Dominions Insurance

The eight defendants issued a joint policy of “ time ” insurance to plaintiff on the ferryboat Jamaica for the period of one year. The policy covered damages sustained by reason of the negligence of the crew, perils of the sea, inland seas and waters, enemies, pirates, rovers, thieves, fires, explosions, collisions, jettisons, barratry, “ and all other perils, losses and misfortune that have or shall come to the hurt, detriment or damage of said vessel or any part thereof.”

Early in the morning of April 16, 1926, while moored at the dock of the American Radiator Company in the Niagara river,…