Legal Opinion
Hernandez v. O'Neal Motors, Inc.
District Court, D. New Mexico
Decided October 16, 1979No. Nos. 79-226 Civil, 78-776 Civil, 78-796 Civil, 79-187 Civil, 79-362 Civil, 79-458 Civil, 79-460 Civil, 79-461 Civil, 79-581 Civil and 79-621 CivilPublishedCited by 5 opinions
1Opinion of the Court
MEMORANDUM OPINION
PAYNE, District Judge.
Cases 79-226, 78-776, 78-796, 79-187, 79-362, 79^58, 79-460, 79-461, 79-581 and 79-*494621 were consolidated because each involves whether the assignment of returned or unearned premiums of physical damage insurance must be disclosed as a security interest under the Truth-In-Lending Act (TILA), 15 U.S.C. § 1638(a)(10), and Regulation Z, 12 CFR § 226.8(b)(5). For the reasons stated below, the question must be answered in the affirmative.
In each case the facts relevant to this issue are similar in all material respects: the plaintiff entered into a motor…
2Cases cited15 opinions
- Mildred Ives v. W. T. Grant CompanyCourt of Appeals for the Second Circuit · 1975
- Luther Haynes and Lenita Haynes v. Logan Furniture Mart, Inc., an Illinois CorporationCourt of Appeals for the Seventh Circuit · 1974
- Austin C. Palmer and Helen M. Palmer, Husband and Wife v. Gladys S. WilsonCourt of Appeals for the Ninth Circuit · 1974
- Cheryl A. Meyers, Plaintiff-Appellee-Cross v. Clearview Dodge Sales, Inc., Defendant-Appellant-Cross Chrysler Credit CorporationCourt of Appeals for the Fifth Circuit · 1976
- Ppg Industries, Inc. v. The Hartford Fire Insurance Company, and United States of AmericaCourt of Appeals for the Second Circuit · 1976
10 more not listed; retrieve them via the Exa API.
3Cited by5 opinions
- Olga Valencia and Miguel Gonzalez v. Anderson Bros. Ford and Ford Motor Credit CompanyCourt of Appeals for the Seventh Circuit · 1980
- Phillip T. Rea and Judy Rea v. Wichita Mortgage Corporation and Wichita Falls Savings Association, DefendantsCourt of Appeals for the Tenth Circuit · 1984
- Luczak v. General Motors Acceptance Corp.District Court, W.D. New York · 1980
- Jackson and Delores Brown, and Cross-Appellants v. Frontier Ford, Inc., and Cross-AppelleesCourt of Appeals for the Tenth Circuit · 1981
- Olga Valencia and Miguel Gonzalez v. Anderson Bros. Ford and Ford Motor Credit CompanyCourt of Appeals for the Seventh Circuit · 1980