Legal Opinion

Anderson v. EMC Mortgage Corp.

Court of Appeals for the Eighth Circuit

Decided February 9, 2011No. 09-3906PublishedCited by 29 opinions

1Opinion of the Court

LOKEN, Circuit Judge.

After Chad Anderson’s damaged credit rating caused him to lose favorable financing for a real estate purchase, he commenced this action in state court against a real estate adviser or broker, two credit reporting agencies (CRAs), and the furnisher of the adverse credit information, EMC Mortgage Company (EMC), which holds a second mortgage on Anderson’s home. He alleged that EMC violated the Fair Credit Reporting Act (FCRA), 15 U.S.C. §§ 1681o, 1681s-2(b), by “furnishfing] inaccurate information.” Complaint ¶ 30. After the case was removed to federal court, the other…

2Cases cited5 opinions

  1. Gorman v. Wolpoff & Abramson, LLPCourt of Appeals for the Ninth Circuit · 2009
  2. Dirk Westra v. Credit Control of PinellasCourt of Appeals for the Seventh Circuit · 2005
  3. St. Paul Fire and Marine Ins. Co. v. Compaq Computer Corp.Court of Appeals for the Eighth Circuit · 2008
  4. Scheel-Baggs v. Bank of AmericaDistrict Court, W.D. Wisconsin · 2008
  5. Ori v. Fifth Third BankDistrict Court, E.D. Wisconsin · 2009

3Cited by29 opinions

  1. Hrebal v. Seterus, Inc.District Court, D. Maine · 2019
  2. George Luberda v. Regions BankCourt of Appeals for the Eighth Circuit · 2011
  3. Adam Hardwrict v. Transunion LLC, et al.District Court, E.D. Missouri · 2026
  4. Cramer v. Equifax Information Services,LLCDistrict Court, E.D. Missouri · 2019
  5. Cynthia Smith v. TargetDistrict Court, D. Minnesota · 2026

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