Krause v. WASHINGTON NATIONAL INSURANCE COMPANY

This is an action to recover death benefits under a policy of group life insurance issued by defendant to the American College of Hospital Administrators, of which plaintiff’s husband was a member. Defendant appeals from a judgment in favor of plaintiff.

The primary issues arise from the fact that on October 18, 1965, plaintiff’s husband prepared and mailed an application for life insurance, but did not enclose payment of the initial premium. A certificate of insurance was then prepared by defendant, effective November 1, 1965, but was not delivered to the decedent and on December 6, 1965, a…