Moore v. Prudential Insurance Company of America

CROCKETT, Justice:

Plaintiff, Joan Moore, sued Prudential Insurance Company to recover as beneficiary on a life insurance policy of $12,000 covering the death of her former husband, Douglas G. Ridd. Prudential sought to avoid the policy obligation, claiming that there had been no acceptance of the policy by the insured, and that it had been obtained by misrepresentations in the application. A jury found for the plaintiff. Prudential appeals.

In 1967 Prudential’s agent, Edward L. Foster, came to plaintiffs home in Salt Lake City and solicited her then husband, Douglas G. Ridd, to reinstate a…