Steele v. Shelter Mutual Insurance Co.

LAURA DENVER STITH, Judge.

Charzetta Steele appeals the trial court’s grant of summary judgment against her on her claim that her young son, who was injured by an uninsured motorist while a passenger in his daycare provider’s van, was an insured under the uninsured motorist provisions of the daycare provider’s policy with Shelter Mutual Insurance Company. This Court affirms.

The policy defines “insured,” as relevant here, to include owners, operators and other users who exercise physical control or the right of control of the vehicle. It does not include other passengers. This Court rejects Ms.…