State Farm Mutual Automobile Insurance v. Burbank

The trial court granted summary disposition pursuant to MCR 2.116(C)(8), (10) in favor of defendants on plaintiffs’ complaint seeking a declaratory judgment concerning their obligations under an insurance policy issued by plaintiff State Farm Mutual Automobile Insurance Company naming plaintiff Christopher Clemens as the insured. Plaintiffs now appeal and we affirm.

Christopher Clemens was involved in an automobile accident on January 1, 1988, when he failed to heed a stop sign and drove through an intersection at approximately sixty-five miles an hour, striking broadside a vehicle driven by…