In re the Arbitration between Aetna Casualty & Surety Co. & Berson

—Peters, J.

Respondent purchased an automobile insurance policy from petitioner which commenced November 1990 and expired in May 1991. In March 1991, respondent was injured in an automobile accident and collected disability benefits from a separate policy with petitioner for a certain period. In July 1992, respondent submitted a claim for lost wage benefits under the no-fault provision of petitioner’s automobile policy. Respondent claimed that, at the time of the accident, he was in the midst of developing a business venture involving barter in the African nation of Sierra Leone that he was…