Mutual Ben. Health & Accident Ass'n v. Caver

Caver brought suit on an accident and health insurance policy issued by the appellant, providing, among other things, that: “If such injuries as described in the Insuring clause do not result in any of the above mentioned specific losses, but shall wholly and continuously disable the insured for one day or more, and so long as the insured lives and suffers loss of time, the Association will pay a monthly indemnity at the rate of one hundred fifty ($150) dollars.”

The policy further provided for partial disability, paying therefor sixty dollars per month, and that no statements by the applicant…