State Farm Mutual Automobile Insurance v. Vaughn

Johnson, Presiding Judge.

Thirteen-year-old Carolyn Vaughn was struck by a pickup truck as she crossed a highway to board a school bus operated by the Coffee County Board of Education. She and her parents sued the truck driver, the school bus driver, and the Board of Education. The Vaughns served State Farm Mutual Automobile Insurance Company as the school board’s uninsured motorist coverage carrier. State Farm responded to the complaint arguing, among other things, that uninsured motorist coverage would not be provided because Carolyn Vaughn was not an insured given the facts of this case.…