United States Fidelity Insurance & Guaranty Co. v. Michigan Catastrophic Claims Ass'n

This Court must determine whether the Michigan Catastrophic Claims Association (MCCA) has authority to refuse to indemnify member insurers for unreasonable charges. In these consolidated appeals, the MCCA refused to indemnify its member insurers, United States Fidelity Insurance & Guaranty Company (USF&G) and Hartford Insurance Company of the Midwest (Hartford) (together, plaintiffs), for personal protection insurance (PIP) benefits1 in excess of $250,000.2 The MCCA claimed that the hourly rates for attendant care services agreed to by plaintiffs were unreasonable and that it was not required…