Physicians Insurance v. Swanson
Ohio Supreme Court
1Opinion of the CourtAlice Robie Resnick, J.
The issue presented in this case is the application of a provision in a contract of insurance excluding coverage for injuries expected or intended by the insured. We begin our analysis by reviewing the language of the two provisions involved.
The PICO insurance policy issued to appellants contains the following:
“Part I, Exclusions to Part G and Part H
“1. Part G, Personal Liability Coverage and Part H, Medical Payments to Others does [sic] not apply to bodily injury or properly damage:
“a) which is expected or intended by the insured[.]”
Appellants’ policy with Cincinnati states as follows:
“PART…
2Cases cited7 opinions
- Quincy Mutual Fire Insurance v. AbernathyMassachusetts Supreme Judicial Court · 1984
- State Farm Mutual Automobile Insurance Company, a Corporation v. Ruby WorthingtonCourt of Appeals for the Eighth Circuit · 1968
- Eisenman v. HORNBERGERSupreme Court of Pennsylvania · 1970
- Colonial Penn Insurance v. HartCourt of Appeals of Georgia · 1982
- Farmers Ins. Group v. SessionsIdaho Supreme Court · 1980
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- Allstate Insurance v. CampbellOhio Supreme Court · 2010
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