Karen Wilson v. Draper & Goldberg, P.L.L.C. L. Darren Goldberg

I respectfully dissent.

I begin with the full text of the fiduciary exception to the statutory definition of “debt collector”:

The term [debt collector] does not include^—

(F) any person collecting or attempting to collect any debt owed or due or *380asserted to be owed or due another to the extent such activity (I) is incidental to a bona fide fiduciary obligation or a bona fide escrow arrangement,

15 U.S.C. 1692a(6). It is undisputed that defendants were trustees on the deed of trust. (JA 22, 41.) This means that they were fiduciaries as a matter of law. See Bunn v. Kuta, 109 Md.App. 53, 674 A.2d…