Georgia Farm Bureau Mutual Insurance v. Wilkerson

Pope, Presiding Judge.

Georgia Farm Bureau Mutual Insurance Company (“GFB”) issued a personal automobile insurance policy covering a 1994 Ford Ranger truck. On each of three declaration pages contained in the policy, Kathy McDowell is identified as the “Named Insured.” On one of those pages, McDowell’s son Eric Wilkerson is listed as the number one driver of the car. The issue in this case is whether Eric Wilkerson should be considered a “named insured” under the policy because of this listing.

The parties stipulated to the facts of the case. The facts show that McDowell and Glenn Wilkerson,…