Earnmoor v. California Ins. Co.

The libel is filed to recover upon a maritime policy insuring “Alfred Earnshaw, on account of whom it may concern, in case of loss, to he paid to him or order.” Exceptions are taken that the libel does not allege (1) any order or transfer from Earnshaw; nor (2) that the libelant had any interest in the policy when issued; nor (3) that the vessel was seaworthy.

1. The libel alleges that the libelant, at all times hereinafter mentioned, was the owner of the ship, and that “said insurance was made for and on behalf of the libelant.” As the policy is expressed to be issued “on account of whom it…