Midwest Mutual Insurance v. De Hoet

I. The appellant presents five specific grounds of challenge to the legislation. These may conveniently be reduced to three: (1) That appellant’s Articles of Incorporation and By-laws constitute a contract with the state of Iowa, and that Section 11044 impairs such contract; (2) that such section im pairs the obligation of plaintiff’s existing contract of insurance with the defendant; (3) that such section is invalid, in that it constitutes class legislation.

Appellant sued upon the defendant’s written application for insurance. In this application, the defendant agreed to pay “all just…