SERRA v. PERSONAL REPRESENTATIVE OF ESTATE OF BROUGHTON

OPINION

WATT, J.:

¶ 1 The issue in ■ this case is whether- the plaintiff, Appellant Sandra Vilarrabias' Serra, is covered under the uninsured/underinsured motorist (UM) and medical payments (medical pay) coverage of the automobile insurance policy issued to Traci Robertson by the Ap-pellee, State Farm Mutual Automobile Insurance Company (State Farm). In particular, we must decide whether Serra is a “ward” -of Robertson for purposes of coverage under the policy. We hold that she is covered and reverse.

FACTUAL AND PROCEDURAL BACKGROUND

¶ 2 Serra was a foreign exchange student from. Spain who was…