Kessel v. State Automobile Mutual Insurance Co.

OPINION

BARNES, Judge.

Case Summary

Edward and Margaret Kessel appeal the trial court’s grant of summary judgment in favor of State Automobile Mutual Insurance Company (“State Auto”). We affirm.

Issue

The Kessels raise two issues, which we consolidate and restate as whether the trial court properly concluded that State Auto is not required to provide coverage to the Kessels.

Facts

Beginning in 2002, the Kessels leased a barn on their property to Deborah Lap-ham for $1500.00 per month. From the barn, Lapham operated and maintained a horse boarding and riding business, Elan Stables. Lapham maintained…