Farm Bureau Mutual Insurance v. Bennett

Deen, Judge.

1. “Binders or other contracts for temporary insurance may be made orally or in writing, and shall be deemed to include all the usual terms of the policy as to which the binder was given.” Code Ann. § 56-2420. An allegation in a petition that an agent of the defendant insurer by oral agreement issued an oral binder obligating the principal on a contract of insurance is sufficient as against demurrer. Rowell v. Georgia Cas. &c. Co., 109 Ga. App. 631 (2) (136 SE2d 917).

2. “Where a policy of insurance provides that when loss occurs, the insured shall file a sworn proof of loss within…