Michael Bull v. Nationwide Mutual Fire Ins.Co.

Michael Bull sued his insurer, Nationwide Mutual Fire Insurance Company (“Nationwide”) in Arkansas state court alleging breach of contract based on Nationwide’s refusal to pay for damages caused by water that leaked from a buried pipe located beneath the garage-floor slab of Bull’s home. Nationwide removed the case to federal court asserting diversity jurisdiction and moved for summary judgment. The district court 1 granted summary judgment concluding an exclusion in Bull’s homeowner’s policy applied and defeated coverage. Upon de novo review, we conclude the exclusion is unambiguous and…