Erdey v. Progressive Security Insurance Co.

McClendon, j.

12At issue is whether an insured can verbally cancel an automobile insurance policy under the policy’s terms and in light of LSA-R.S. 22:885. The trial court found the verbal cancellation invalid and thus found that the policy remained in effect and provided coverage for damages arising from a motor vehicle accident occurring several days after the verbal cancellation. For the reasons expressed below, we reverse.

FACTS AND PROCEDURAL HISTORY

Blake C. Erdey (Erdey) obtained a policy of insurance from Progressive Security Insurance Company (Progressive) with ef*418fective dates of June…