Cotton v. Williams

hi concur in the result reached by the majority, but write separately to further discuss the cancellation of the builder’s risk policy. The trial court found, and the majority agreed, that the builder’s risk policy was cancelled by the insured, Robert Williams, on April 12, 2006. The plaintiff, who was neither a party to the contract nor named as an insured, did not enter into an agreement with Robert Williams until April 26, 2006. Accordingly, no solidary liability can exist if Assurance was not the insurer during the time period of alleged damages.

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