Norland v. Grinnell Mutual Reinsurance Co.

The plaintiff, Phillip Norland, had automobile insurance with the defendant, Grinnell Mutual Reinsurance Company (Grinnell). Through its Grinnell Select Insurance Company Elite Program, Grinnell offered lower insurance rates to drivers who had no at-fault accidents or moving violations within the previous four years. Norland received insurance through this select program. However, his coverage was not renewed when Grinnell determined 1 that he was disqualified because of a speeding conviction he had received for speeding less than 10 mph over the limit in a 65 mph speed zone. The speeding…