Legal Opinion
Chai v. Velocity Investments, LLC
California Court of Appeal
Decided February 13, 2025No. H051485Published
1Opinion of the Court
Filed 2/13/25 CERTIFIED FOR PUBLICATION IN THE COURT OF APPEAL OF THE STATE OF CALIFORNIA SIXTH APPELLATE DISTRICT DAVID CHAI, H051485 (Santa Clara County Plaintiff and Appellant, Super. Ct. No. 20CV373916) v. VELOCITY INVESTMENTS, LLC, et al., Defendants and Respondents. Under the Fair Debt Buying Practices Act (Civ. Code, § 1788.50 et seq.)1 (Act), California regulates how debt buyers may collect delinquent consumer debts that the original creditors have declared a loss and sold. The Act prohibits a debt buyer from writing to a consumer to collect such a debt unless the debt buyer possesses…
2Cases cited9 opinions
- Spokeo, Inc. v. RobinsSupreme Court of the United States · 2016
- Kwikset Corp. v. Superior CourtCalifornia Supreme Court · 2011
- Yvanova v. New Century Mortgage Corp.California Supreme Court · 2016
- Pineda v. Williams-Sonoma Stores, Inc.California Supreme Court · 2011
- Dunn v. County of Santa BarbaraCalifornia Court of Appeal · 2006
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