Manuel Pantoja v. Portfolio Recovery Associates

In the United States Court of Appeals For the Seventh Circuit ____________________ No. 15‐1567 MANUEL PANTOJA, Plaintiff‐Appellee, v. PORTFOLIO RECOVERY ASSOCIATES, LLC, Defendant‐Appellant. ____________________ Appeal from the United States District Court for the Northern District of Illinois, Eastern Division. No. 1:13‐cv‐07667 — Robert W. Gettleman, Judge. ____________________ ARGUED DECEMBER 11, 2015 — DECIDED MARCH 29, 2017 ____________________ Before KANNE, ROVNER, and HAMILTON, Circuit Judges. HAMILTON, Circuit Judge. Back in 1993, according to de‐ fendant Portfolio Recovery…