Hagen v. Messerli & Kramer, P.A.

ORDER

DAVID S. DOTY, District Judge.

This matter is before the court upon the cross motions for summary judgment by plaintiff Della Virginia Hagen and defendant Messerli & Kramer, P.A. (M & K). Based on a review of the file, record, and proceedings herein, and for the following reasons, the court grants Hagen’s motion and denies M & K’s motion.

BACKGROUND

This debt-collection dispute arises out of communications made by M & K to Hagen regarding a consumer debt that Hagen *1030incurred with' Capital One Bank (USA), NA. (Capital One). Hagen opened a credit account with Capital One on June 23, 1998. See…