United Services Automobile Ass'n v. Speed

¶1 — Robert Speed appeals the trial court’s summary judgment dismissal of his duty to defend, duty to explore settlement and bad faith claims against United Services Automobile Association (USAA) arising from Speed’s allegation that a USAA insured had deliberately assaulted him in a road rage incident. Speed had filed suit against USAA as the assignee of the insured following entry of a stipulated judgment. We hold that (1) USAA had no duty to defend Speed’s claim under either the insured’s homeowners or auto insurance policies because the claim did not allege an “accident” as required for…