Phœnix Assur. Co., Ltd., of London v. Shepherd

GRAVES, Justice.

The appellant — after inspecting and classifying it as a dwelling for that purpose— issued the fire insurance policy on the ap-pellees’ house herein sued upon; while such policy was in force, that is, on July 25 of 1933, the house, known as 1521 Fulton street in the city of Houston, was directly damaged, in a sum equal to that herein awarded therefor, by a fire of incendiary origin, the resulting loss to them (without their knowledge or fault at the time) having conclusively been shown to have come, within the general liability clauses of the policy sued upon, to the negation…