State Automobile Mutual Insurance Co. v. Kingsport Development, LLC

Defendant, Kingsport Development, LLC (Kingsport), appeals from the trial court’s grant of summary judgment in favor of plaintiff, State Automobile Mutual Insurance Company (State Auto). The trial court ruled that State Auto did not have a duty to defend or indemnify Kingsport in an underlying action. We reverse and remand.

I. BACKGROUND

Kingsport was the developer and general contractor of a residential construction project in Crystal Lake. Kingsport subcontracted carpentry work on the project to W.A. Anderson Construction Company (Anderson). An employee of Anderson, John Halek, allegedly fell…