Corn v. Farmers Insurance Co.

JIM HANNAH, Chief Justice.

| Appellants, Opal and L.B. Corn, pursued a claim for underinsured motorist (“UIM”) coverage against their insurer, appellee Farmers Insurance Co., Inc. The circuit court granted summary judgment in favor of Farmers, finding that, based on both the exhaustion requirement of UIM coverage and the policy language, the Corns were not entitled to UIM benefits. We affirm.

On March 3, 2008, Opal was driving on Interstate 540 in Rogers, with L.B. as her passenger, when she encountered debris in the roadway. She slowed down suddenly to avoid hitting the debris and was…