Glass v. Missouri Property Insurance Placement Facility

MONTGOMERY, Presiding Judge.

This is an appeal by Plaintiffs Charles Glass and Donna Glass, his wife, and Billy Glass, mortgagees under a fire insurance policy, from a judgment holding that there was no insurance coverage in effect on December 11,1988, when the premises in question were destroyed by fire. The trial court concluded:

The insurance policy in this matter expired December 10, 1988 at 12:01 a.m. The premium tendered by mortgagees was not received by the Facility until December 14, 1988. In addition, said policy was not “canceled” anytime during its term, thus alleviating the…