National Security Fire & Casualty Co. v. Hurst

OPINION

John Donovan, Justice

National Security Fire & Casualty Company, Action Claim Service, Inc., and Aaron Timmins., (collectively “appellants”) bring this appeal from a judgment entered in accordance with the jury’s verdict in favor of Ozier Hurst, National’s insured. For the reasons stated below, we reverse and render.

Background

Dissatisfied with the initial estimate and payment, homeowner Ozier Hurst sued his insurer, National Security Fire & Casualty Company, the adjusting firm, Action Claim Services, Inc., and the independent adjuster, Aaron Timmins, for contractual and…