Government Employees Insurance v. Hall

The issue we decide in this case is whether an insured under a motor vehicle liability insurance policy effectively waived the maximum uninsured motorist insurance coverage mandated by Code § 38.2-2206(A) for that policy when she submitted an uninsured motorist waiver form more than 20 days after receiving it from her insurer.

BACKGROUND

Evelyn Perry Palmer (Palmer) purchased the automobile liability insurance policy under consideration from Government Employees Insurance Company (GEICO) in 1974. On August 23, 1997, Palmer’s daughter, Patricia Palmer, was a passenger in a car owned and operated…