Synstelien v. State Farm Automobile Insurance Co.

OPINION

NIERENGARTEN, Judge.

Appellant Julie Synstelian brought this suit against respondents State Farm Mutual Automobile Insurance Company (State Farm) and American Family Insurance Company (American Family) for underin-sured motorist (UIM) benefits. The trial court granted the insurance carriers summary judgment and Synstelian appeals. We reverse and remand.

FACTS

In August 1986, Synstelian was injured when the car in which she was a passenger went off the road. The car was driven by Rodney Johnson and owned by Dyrald Ryckman.

At the time of the accident, the following coverage was in effect:

Syn…