Charles v. State Farm Mutual Automobile Insurance Co.

NEELY, Justice:

This case was originally submitted for decision at the January, 1994 term of this Court and an opinion was filed on 15 June 1994. Thereafter, the appellant, State Farm Mutual Automobile Insurance Company, petitioned for a rehearing and said petition was granted. On 5 October 1994, this ease was reheard and the Court thereafter withdrew the original opinion and the Court issues the following opinion.

FACTS

James Muncy, a resident of Kentucky, owned an automobile insured by State Farm under a policy issued in Kentucky. On 11 January 1989, Deborah Jewell (the daughter of James…