Balch v. Federal Life Insurance

The opinion of the court was delivered by

Marshall, J.:

The plaintiff sued to recover on a health and accident insurance policy issued to Clyde C. Balch, her husband, who was killed on September 30, 1921, by being struck by a railroad *561train. Judgment was rendered in favor of the defendant on its demurrer to the petition of the plaintiff, who appeals.

The policy was dated March 27, 1919, and contained, among others, the following provisions:

“This policy provides indemnity for loss of life, limb, sight or time by accidental means, and by loss of time by. disease to the extent herein provided.…