Haugseth v. Cotton States Mutual Insurance

McMurray, Presiding Judge.

On April 24, 1986, plaintiff Haugseth applied to defendant Cotton States Mutual Insurance Company for insurance coverage on her two automobiles (a Honda and a Porsche). The application for insurance signed by plaintiff contained a statement that she had not received a traffic citation within the five years immediately preceding the date of application. In fact, plaintiff had received two traffic citations within the five years preceding her application.

Separate insurance policies covering each of her automobiles were issued to plaintiff. The record contains evidence…