Lee v. Metropolitan Life Insurance

We are of the opinion that the questions numbered 1 and 2, set forth above, should be answered in the negative. In the case of Mutual Life Ins. Co. v. Bolton, 22 Ga. App. 566 (96 S. E. 442), it was said: “In general, it may be said that the test, in determining whether questions contained in an application for insurance are material, is whether knowledge or ignorance of the facts sought to be elicited thereby would materially influence the action of the insurer.” The rule thus tersely laid down followed the decision in the case of Empire Life Ins. Co. v. Jones, 14 Ga. App. 647 (82 S. E. 62).…