Sprangers v. Greatway Insurance Co.

Threshermen's Mutual Insurance Company appeals a nonfinal order 1 denying its motion for summary judgment. Threshermen's argues that it has no duty to defend or indemnify Learman-Schaller Post 2732, V.F.W. Clubhouse (VFW), against the claims for negligent distribution of liquor to a minor. Thresher-men's claims that the plain language of the insurance policy's liquor liability exclusion excludes coverage. We agree that the policy provides no coverage. The VFW also argues that it is entitled to reform the policy and that Threshermen's is estopped from denying coverage because it failed to…